Planning your property budget for 2026? Montgomery County, Ohio property tax rates are expected to rise due to a 4% budget increase and the latest county reappraisal. With the median property tax around $2,975, your home’s assessed value will directly affect your bill. Use our Montgomery County property tax calculator to estimate your taxes and stay on top of important property tax due dates in 2026, so you’re never caught off guard.
Montgomery County Tax Estimator (2025–2026 Rates)
Uses official Montgomery County effective tax rates. Assessed value calculated at 35% per Ohio law.
Table of Contents
2026 Montgomery County Property Tax Due Dates
For 2026, Montgomery County property tax payments are divided into two halves. Staying on top of these deadlines ensures you avoid penalties and additional interest on your unpaid property taxes. Use this table to plan your payments efficiently and keep your property in good standing with the county.
| Payment Half | Due Date | Notes |
|---|---|---|
| First Half | February 13, 2026 | Covers January–June 2026 period |
| Second Half | July 17, 2026 | Covers July–December 2026 period |
Penalties and Interest on Late Payments
Paying after the due date triggers penalties and interest. Montgomery County applies a 10% penalty to unpaid balances, and prior-year delinquencies accrue 4.67% interest starting August 1, 2026.
| Type | Amount / Rate | Effective Date | Notes |
|---|---|---|---|
| Late Payment Penalty | 10% | After each due date | Applies to unpaid balance |
| Interest on Delinquent | 4.67% | August 1, 2026 | Only for prior-year unpaid taxes |
| Tax Lien Consideration | N/A | August 1, 2026 | Unpaid balances may be sold via tax lien |
How Our Montgomery County Property Tax Calculator Works
Our Montgomery County property tax calculator helps you estimate your 2026 property taxes quickly. Simply enter your property’s appraised value, tax district, and type to see accurate results based on local rates, owner-occupancy credits, and homestead exemptions. This ensures you know your estimated tax liability before payment deadlines.
Enter Your Appraised or Market Value
Start by entering the fair market or appraised value of your Montgomery County property. Ohio property taxes are calculated using 35% of the market value as the assessed value. Our tool automatically converts this, giving you a precise base for your property tax calculation.
Select Tax District and Property Type
Choose your specific Montgomery County tax district, like ADAMS TWP – NCT EVSD. Then, select whether your property is Residential, Agricultural, Commercial, or Industrial. Tax rates differ by district and property type, so this step ensures your tax estimate is accurate for your location.
Apply Owner-Occupancy Credits and Homestead Exemptions
If you live in the property, apply the Owner-Occupancy Credit. Eligible homeowners, seniors, or disabled residents can also apply the Homestead Exemption. Our calculator automatically adjusts your estimated tax based on these local Montgomery County programs, helping you see your actual tax obligation for 2026.
Montgomery County, Ohio Property Tax Rates for 2026
Montgomery County property tax rates vary by district, property type, and purpose. Our tables cover all major taxing districts, showing effective rates for residential, agricultural, and commercial properties, helping homeowners and businesses understand their local tax obligations clearly.
County and Local Tax Levies
Montgomery County imposes multiple levies for county purposes, including general funds, community college, human services, and park districts. This table shows total mill levies and effective rates for major residential and agricultural districts.
| Taxing District | Mill Levies | Effective Rate |
|---|---|---|
| Butler Twp – Vandalia-Butler CSD | 110.69 | 0.3659 |
| Dayton City – Vandalia-Butler CSD | 120.29 | 0.3367 |
| Northmont CSD | 129.12 | 0.4696 |
| Valley View LSD | 102.36 | 0.3116 |
| Brookville LSD | 121.15 | 0.4932 |
School and City District Rates
Local school and city levies add to total property taxes. This table includes residential and commercial mill rates for Montgomery County school districts, helping residents understand how local services affect their 2026 tax bill.
| Taxing District | Mill Levies | Effective Rate |
|---|---|---|
| Dayton CSD | 134.11 | 0.4105 |
| Miamisburg CSD | 101.46 | 0.2896 |
| Trotwood-Madison CSD | 123.86 | 0.3236 |
| Brookville City – Brookville LSD | 111.15 | 0.4945 |
| Centerville CSD | 135.13 | 0.4569 |
Village, Township, and Special District Rates
Special districts and villages, including library levies, township taxes, and homestead exemptions, impact Montgomery County tax bills. These figures represent residential and commercial effective rates for all key local jurisdictions.
| Taxing District | Mill Levies | Effective Rate |
|---|---|---|
| Farmersville Village – Valley View LSD | 92.86 | 0.3471 |
| New Lebanon LSD | 123.22 | 0.4263 |
| Riverside City – Mad River LSD | 104.50 | 0.4825 |
| Oakwood City – Oakwood CSD | 183.33 | 0.5351 |
| Jefferson LSD | 102.92 | 0.4467 |
Official Montgomery County Property Tax PDF – Payable 2026
You can download the official Montgomery County property tax PDF, issued by the County Auditor. This document provides complete 2026 tax rates, mill levies, and district-specific effective rates for residential, agricultural, and commercial properties, helping you verify your property tax obligations and plan your payments accurately.
Conclusion
Montgomery County, Ohio property taxes for 2026 reflect changes in local budgets, reappraisals, and property values. Understanding your tax rate, payment deadlines, and available exemptions ensures you stay informed and avoid penalties. Using our property tax calculator can help you estimate your 2026 tax liability accurately and plan your finances effectively. Staying proactive is the key to managing your property taxes in Montgomery County.
FAQs
How do I get a property tax exemption in Montgomery County, Ohio?
In Montgomery County, certain homeowners, including seniors, disabled residents, and veterans, may qualify for property tax exemptions or reductions. These exemptions, such as the Homestead Exemption, reduce your taxable assessed value. Apply through the Montgomery County Auditor’s office to ensure your eligibility for 2026.
How is Montgomery County property tax calculated?
Property taxes in Montgomery County are based on your property’s assessed value, which is 35% of the fair market value. Mill levies for county, school, and local districts are applied, and eligible credits or exemptions reduce your final tax bill. Our online calculator helps estimate 2026 taxes accurately.
Does your property tax go down when you turn 65 in Montgomery County?
Yes, seniors may be eligible for reductions through the Homestead Exemption or senior credits. These programs lower taxable property values, reducing your 2026 tax obligation. Eligibility requirements and application procedures are available via the Montgomery County Auditor.
How can I get a 40% discount on PMC property tax?
A 40% property tax reduction may be available for specific owner-occupied properties through local programs or special exemptions. Check eligibility criteria with the Montgomery County Treasurer or Auditor to apply the discount for 2026.
What is the last date for the property tax amnesty scheme in Montgomery County for 2026?
Montgomery County occasionally offers amnesty programs allowing taxpayers to pay delinquent taxes without penalties or reduced interest. Confirm the official 2026 amnesty deadline with the Montgomery County Treasurer to ensure timely participation.